Elder Law

Elder Law planning is a part of estate planning but focuses on an individual’s concerns as they age. In later stages of life, health begins to decline, and many worry the cost of health care could lead to losing a family home. Instead of leaving a legacy, they may burden their spouse or children. The fear of rising long-term care costs is real. Many families quickly go through their savings within a short period of time. I can help prepare you for potential costs and offer peace of mind to you and your family.

Long-Term Care Planning

Preparing for long-term care expenses gives you more time and options for the type and quality of care you receive. There are many solutions to offset or reduce costs so you may live independently and safely on your own for as long as possible. A nursing home is considerably more expensive.

Ideally, we would all have long-term care insurance. However, like health care and health insurance in general, the cost is often prohibitive for most. Without the aid of Medicare, Social Security benefits, and/or Medicaid, the cost of a Florida nursing home can seriously impact your family’s savings, retirement funds, and quality of life. Qualifying for benefits can be done without spending down all your assets. I understand Florida Medicaid laws and how they work with other government benefits.

Medicaid Planning

Medicaid is a federal and state program, and the rules vary in each state. If you live in Florida, state-specific laws apply. Medicaid has complex laws that change regularly. Attempting to qualify for Medicaid without guidance may delay qualification and do more harm than good.

As aging family members experience health challenges, it is essential to consult an elder law attorney who knows proactive Medicaid planning.

The Florida look-back period is five years, and we need time to create a legal strategy. It is possible to qualify for benefits without incurring penalties while maintaining your quality of life, which is most important. You’ll be prepared if the time comes for in-home or nursing facility care.

Special Needs Planning

Adult children with disabilities usually depend on government benefits such as Supplemental Security Income (SSI) and Medicaid. It becomes a challenge for parents to provide the care and lifestyle their loved one needs without jeopardizing their eligibility for public benefits. I can help your family develop strategies for the best quality of life. Estate planning tools used to achieve your goals include special needs trusts.

Special needs trusts are designed to benefit those with physical or mental disabilities. They protect your loved one without rendering them ineligible for government benefits due to increased funds or assets. Custom plans are compatible with your unique situation and Florida state laws.

I have practiced law in Stuart, Florida, since 2009. I have helped Florida clients effectively manage and protect a lifetime of assets through estate planning, elder law and long-term care planning, and probate and trust administration.

To learn more, contact me for a consultation, email me at [email protected], or call (772) 212-4876.